We know our way around the property
From manufacturers to hotels, churches to colleges, restaurants to nursing homes, our risk appetite is very broad. By working with some of the best brokers in the business, we help protect those properties from an array of risks. And we do it decisively, utilizing indications so that you can manage the expectation of your agent and customer.
Answers at the speed of commerce
Our business property experts focus on underwriting individual risks. We have the experience to respond quickly, so our broker partners can serve their clients and pursue more opportunities.
Through select wholesalers, we offer commercial property insurance to a broad range of businesses, with a focus on the peril of fire.
- $2,500 Minimum Premium and Minimum Deductible
- Available on a Non-Admitted basis in all 50 states
- “A-” (Excellent: FSC IX, Stable Outlook from A.M. Best)
- $10MM of capacity amount subject and $100MM account TIV if geographically spread.
- Coverage can include Equipment Breakdown
- ISO and ISO-based proprietary company forms
- Property Enhancement Form available
- “Ground-up” or “Primary” policy structure, no “Excess”
- No Flood or Earthquake
- No Cannabis
- Limited Coastal Wind depending on distance to coast
- 100% committed to Wholesalers
All submissions must contain an SOV.
- Bars and Taverns
- Vacant Buildings
- Recreational Facilities
- Industrial Parks
- Nursing Homes
- Convenience Stores