E&S Wholesale Brokerage - Liability Solutions
Skyward Specialty is a team of experienced underwriters who are capable of underwriting all types of exposures. We focus on providing answers for your non-standard accounts across a wide range of classes and coverages. We won’t give you a standard market answer on accounts with a low exposure to frequency and a moderate exposure to severity. We offer thoughtful solutions combining price and coverage, positioning our wholesale partners to sell the account. In addition to the wholesale brokerage E&S business, many of our Industry Specialty areas also write on an E&S basis.
A century of solving challenges
Structuring coverage for challenging risks is our specialty, with decades of experience focused on helping wholesale brokers cover their insureds. We believe in limiting information requests to questions pertinent to determining the acceptability of the account. We will provide indications, including pricing and relevant terms, to enhance your response time and manage your retailer’s expectations.
Work with us and you’ll be equipped to move faster, turn more submissions, pursue more business in more industry segments, while providing a thoughtful combination of price and coverage.
A winning relationship
It takes fast service and flexible coverage to win in the E&S market. Skyward Specialty is right there with you. From hotels, restaurants, and bars to contractors, manufacturers, and distributors, we can customize a solution for the exposures. Our expert underwriters know standard market responses don’t work on E&S accounts.
Every carrier claims to value their partners but the innovative and niche-oriented Skyward Specialty has shown over years that they mean it. I feel I have a direct impact on the hospitality program management at Skyward Specialty and that they value my input. That’s worth a lot. We’ve been fortunate to have Skyward Specialty as a hospitality partner during COVID and our underwriter is professional, responsive and always goes the extra mile for us.
Our Coverages
Risk Appetite
We have a broad appetite, including:
- Appliances – manufacturing and installation
- Electronic Goods – including medical devices
- Recreational, Sporting, Athletic Equipment Manufacturing
- Auto, Bus, Truck, Motorcycle, RV, Trailer, and Boat Mfg., including enhancements
- Motors, Pumps, Pipes, Valves – including importers
- Machinery, Conveyor Systems, Material Handling
- Contractors Equipment Rental
- System Integrators
- Commercial Contractors
- Janitorial Contractors
- Rail Car Service and Repair
- Instrument Manufacturing – analytical, calibrating, and measuring
- Plumbers/Roofers/Excavators/Millwrights
- Accounts with losses
- Restaurants including Liquor in most states
Available Coverages
- Occurrence or Claims Made
- Deductible or SIR structures available
- Med Pay: Higher limits available if required by contract
- Mono-line products/completed operations
- Capacity of up to $3,000,000 per occurrence
Exposures Outside of Appetite
- Residential Contractors
- Invasive Medical
- NY Labor Law Coverage
- Accounts that belong in a Standard Market
Submissions should contain standard ACORD applications, any applicable supplemental application, pertinent contractual requirements, and five years of loss history.
Other Solutions Available
Management and Professional Liability
Need a partner to cover a wide variety of professional risks? We offer coverages for executives, architects, engineers, and various other professional risks.
Industry Specialties
Whether you need coverage for construction or mining or trucking or a plethora of other specialty industries, Skyward Specialty has a solution for you.