Mining

One-stop for all coverages

Unlike most carriers, Skyward Specialty is committed to serving the complete needs of mining customers. We cover several types of mining, including aggregates, precious metals, and rare earth elements. And we provide these customers the full range of coverages, including workers’ compensation, general liability, commercial auto, and more. Our customers and distribution partners count on Skyward Specialty because we focus on insuring, not excluding. Subsidence, pollution, water, blasting – we’ve got you covered. Plus, we have mine engineers who will go to sites to provide inspections and loss control services to make operations safer, reduce claims, and drive down costs.

Multi-Decade Experience

We know the mining industry inside and out and all of its insurance coverage idiosyncrasies. Our leaders have more than 50 years of experience between them, meeting the needs of mining customers and their agents, and our entire team is ready to help you.

Our Coverages

  • Coal and Hard Rock mining operators
  • Aggregate, sand, gravel, and crushed stone operations
  • Dimensional and specialty stone contractors
  • Processing facilities and site excavators
  • Security contractors and mining industry consultants
  • Machine shops including material handling repairs
  • Metal fabrication and welding operations
  • Subcontractors serving mining operations
  • A.M. Best rated A-IX (Excellent) carrier(s)
  • Admitted Paper in most states
  • More than 50 years of industry specific underwriting expertise
  • $5,000 minimum premium on General Liability
  • $2,500 minimum premium on Workers’ Compensation
  • Property
  • Inland Marine
  • General Liability
  • Workers’ Compensation
  • Commercial Automobile
  • Pollution (Time Element)
  • Excess Liability
  • General Liability – up to $1M occurrence/$2M aggregate
  • Auto Liability – $1M CSL
  • Excess Liability up to $10M limit
  • Property and Inland Marine Liability limits up to $10,000,000 per occurrence (can entertain larger schedules of values)

Coverage Extensions include, not limited to: underground and waterborne equipment, continuing rental expense, GL for blasting operations (no xcu exclusion), flood and subsidence, products and completed operations, pollutions – sudden and accidental (time element)

Submission Requirements: Skyward Specialty Mining Application completed & signed ACORD application. 5 years currently valued loss runs or as long as the applicant has been in business. Workers Compensation Census. Resumes of owners/managers, hiring practices, safety programs and notifi cation if the business is a new venture.

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